Jerry Molitor & Heather Yetman
Your Experienced Financial Planners
The Team
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Jerry Molitor
617.526.8259
jerrymolitor@financialguide.comJerry is dedicated to helping successful individuals and families unlock their maximum financial potential with customized, comprehensive planning. With a sharp focus on Executive Benefits, he delivers tailored retirement, protection, and retention planning needs for C-suite leaders.
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Heather Yetman
617.413.7159
hyetman@financialguide.comHeather is passionate about empowering others to take charge of their financial futures with confidence. By crafting personalized financial strategies and guiding clients through every stage of wealth accumulation, distribution, and preservation, she helps them achieve their most important goals.
Planning Specialists
Through our partnership with Commonwealth Financial Group, we have access to the following specialists and resources.
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Dan Murphy, CFP®
Head of Wealth Strategy
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Andrew Gordon
Advanced Planning Strategist
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Todd Seresky
Investment Planning Strategist
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Chelsea Brochu, J.D.*, CWS®
Estate Planning Strategist
*Does not practice law on behalf of Commonwealth Financial GroupSERVICES & OFFERINGS
Plan for what's important to you – whether that's learning the financial basics, navigating life's stages, balancing life and work, or building generational wealth. You've got this, and Jerry and Heather are here to help you.
Jerry and Heather offer comprehensive personal financial planning, wealth management strategies, and risk management solutions. They deliver these services by deploying a holistic approach, in conjunction with a fully integrated planning process specifically designed to help simplify your financial life.
FINANCIAL PLANNING
Fee-Based Planning
Asset Allocation Analysis
Retirement Income Planning
Education Funding Strategies
Budget & Cash Flow Analysis
Complete Risk Management Analysis
WEALTH MANAGEMENT
Securities Brokerage Services
Access to Institutional Managed Money Platforms
Passive Investments
Alternative Asset Offerings
Tax Efficient Strategies
Fixed & Variable Annuities
True Diversification Strategies
Comprehensive Retirement Income Strategies
RISK MANAGEMENT
Life Insurance
Disability Income Insurance
Long Term Care Insurance
Guaranteed Income Annuities
BUSINESS PLANNING
Business Valuations*
Business Succession Planning & Exit Strategies
Buy/Sell Strategies
Key Person Insurance
Estate Plan Integration
Executive Benefits
Retirement & Group Benefits
*Commonwealth Financial Group does not provide qualified business valuations. For a qualified or certified business valuation, consult a properly credentialed appraiser.
THE PROCESS
Jerry and Heather implement a holistic approach to your finances. You may already be working with an advisor – or various professionals. But are they really seeing your full financial picture? Often, Jerry and Heather find clients with well-intentioned plans but disjointed solutions, leading to problematic gaps. Jerry and Heather's consultative, systematic, and integrated method provides a step-by-step financial blueprint to efficiently maximize your financial options.
LISTEN
First, Jerry and Heather conduct a thorough assessment of your current situation. They take you through a set of deep quantitative and qualitative questions to get a clear understanding of your financial goals, concerns, and dreams.
GATHER
They then analyze your investment and risk management portfolios and any other existing planning you may have in place to identify gaps that may exist.
DESIGN
Working closely with our subject matter experts and your existing advisors, Jerry and Heather design a financial blueprint that aims to meet your goals, concerns, and dreams in an efficient and effective manner.
BUILD
They share recommendations with you and your team. In addition, Jerry and Heather educate you on the rationale behind any potential strategies from a holistic perspective. If you are satisfied with their recommendations, Jerry and Heather work with you to implement* your strategies and secure the required products and services to help you reach your goals.
SERVE
Because your financial situation is bound to change, Jerry and Heather provide ongoing support through periodic reviews. They help you monitor and adjust your strategies to ensure they continuously meet your goals.
*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee. CLIENT LOGINS
Investor 360
I360 is a digital platform that helps consolidate all your holdings, accounts, and insurance on one digital platform available anytime, anywhere – from any device.
Financial Wellness Assessment
Find your current financial ‘health’ score in just under 2-minutes! This new technology helps you identify current gaps in your financial health and provides structured feedback to get you on track.
GET IN TOUCH
Please don’t hesitate to reach out. We are here to answer your questions, provide support, and respond to a personal note.
Check the background of your financial professional on FINRA's BrokerCheck.
Customer Relationship Summary
Licenses
Securities, investment advisory and financial planning services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC (www.sipc.org). Supervisory office: 280 Congress Street, Suite 1300, Boston, MA 02210 Tel: 617-439-4389. CRN202610-5088159.