MEET NICK
Nick’s passion for helping others with their finances developed early as he educated himself about all aspects of financial management, from personal finance to business investment.
Nick understands how much time and focus business owners invest in executing their business plans. As a result, personal planning often takes a back seat. Nick recognizes that business and personal finances are intricately linked, especially from a tax and estate planning perspective.
That’s why he works with business owners and organizations, both large and small, to fully integrate their personal, business, tax, and estate planning.
mobile: 802.230.1424 | office: 802.557.6583
nroop@financialguide.com
SERVICES & OFFERINGS
Nick provides a wide array of solutions designed to protect your business investment, attract and retain talent, and reward key individuals. He also focuses on your personal goals within your business, including succession planning and exit strategies.
*Commonwealth Financial Group does not provide qualified business valuations. For a qualified or certified business valuation, consult a properly credentialed appraiser.
**Some health insurance products offered by unaffiliated insurers.-
Business Valuations
Business Succession Planning & Exit Strategies
Buy/Sell Strategies
Key Person Insurance
Estate Plan Integration
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Non-qualified deferred compensation plans
Retirement Plans
401(k)
Profit Sharing
SEP and Simple IRAs
403(b) – Defined Benefit
Group Insurance**
Health
Short- & Long-Term Disability
Life, AD&D, Long-Term Care
Dental
HSA, HRA, & FSA Plans
Discounted Voluntary Benefits
Executive Carve Out Benefits
Financial Planning Workshops
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Financial Planning for Key Employees
Non-Qualified Selective Benefits
Deferred Compensation Plans
Salary Continuation Plans
Executive Bonus Plans
Split Dollar Arrangements
THE PROCESS
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1. LISTEN
First, Nick conducts a thorough assessment of your current situation. He takes you through a set of deep quantitative and qualitative questions to get a clear understanding of your financial goals, concerns, and dreams.
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2. GATHER
Nick then analyzes your investment and risk management portfolios, your business plan, and any other existing arrangements you may have in place to identify potential gaps.
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3. DESIGN
Working closely with our subject matter experts and your existing advisors, Nick designs a financial blueprint that aims to meet your personal and business goals, concerns, and aspirations in an efficient and effective manner.
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4. BUILD
Nick shares recommendations with you and your team, educating you on the rationale behind any potential strategies from a holistic perspective. If you are satisfied with his recommendations, Nick will work with you to implement* your strategies and secure the required products and services to help you reach your goals.
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5. SERVE
Because your financial situation is bound to change, Nick provides ongoing support through periodic reviews. He helps you monitor and adjust your strategies to ensure they continuously meet your personal and business goals.
*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee. THE TEAM
Through my partnership with Commonwealth Financial Group, I have access to the following specialists and resources.
Dan Murphy, CFP®
Head of Wealth Strategy
Andrew Gordon
Advanced Planning Strategist
Todd Seresky
Investment Planning Strategist
Chelsea Brochu, CWS®
Estate Planning Strategist
CLIENT LOGINS
Investor 360
I360 is a digital platform that helps consolidate all your holdings, accounts, and insurance on one digital platform available anytime, anywhere – from any device.
Financial Wellness Assessment
Gain key insights into your financial health by taking our comprehensive assessment. It identifies current gaps and creates a personalized plan to improve your well-being.
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Customer Relationship Summary
Licenses
Securities, investment advisory and financial planning services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC (www.sipc.org). Supervisory office: 280 Congress Street, Suite 1300, Boston, MA 02210 Tel: 617-439-4389. CRN202610-5088159.