Kenneth Lloyd, LUTCF, CLTC® | Financial Advisor
Contact Information
Mobile. 617.209.6826 Office. 617.479.0075
klloyd@financialguide.com
234 Copeland Street, Suite 225
Quincy, MA 02169
Since 1992, Ken Lloyd has served as a Senior Partner of Commonwealth Financial Group (CFG). Ken’s unique ability to transform many of his personal clients into friendships speaks to his personality; compassion and integrity. Ken ultimately forms a partnership with his clients, assumes the quarterback role with other key advisers, all with the common goal of successfully navigating families through their own financial, “life” journey to achieve their own dreams.
Ken performs fee-based, holistic financial, estate and retirement planning to the public. His process can help determine the most effective methods to accumulate assets, protect family and business interests, save for the high cost of educational needs, secure retirement income, replace lost income and reduce taxes. As a Certified Long-Term Care Specialist designee, Ken can provide strategies to protect family wealth and avoid the potential draining of assets if a devastating disability were to occur to a loved one.
Ken graduated cum laude with a B.S. in Business Management from the University of Massachusetts in 1980. He spent 13 years in the computer industry cultivating small business owners while helping them prosper. Ken transitioned careers to CFG and the financial services industry in 1992. His goal was to apply his unique skill set of organizational habits and his compassion for planning to have a positive impact on people’s lives while also building a respectable financial planning practice.
A testament to Ken’s ability to steward relationships is that many of these same business owners that he worked with in the computer industry became personal clients when he transitioned into his current profession. Ken’s familiarity with day-to-day operations with business owners allowed him to help them with their daily financial challenges and strategies alike. Examples of his expertise are in the areas of risk management strategies and the multiple areas of employee benefits. A core focus of Ken’s business expertise is the ever-changing 401(k) marketplace. Ken is an Accredited Investment Fiduciary (AIF) who understands the process of how to protect Trustees sponsoring Defined Contribution plans on behalf of their employees.
Utilizing a combination of professional planning and the right product blend, Ken Lloyd and the vast resources of Commonwealth Financial Group can help individuals, families and businesses now and into the future. Ken offers his service in a variety of flexible payment methods, which include: (l) Fee based for the analysis, (2) Commission only or (3) a blend of both.
An avid sports enthusiast and fan, Ken spends his time cycling, participating in community services and charitable events. He currently resides in Milton with his wife, Jeanne. Ken’s adult sons graduated The College of Holy Cross and attended both Union and Boston College. They are also employed in the Financial Services Industry.