Special Needs Planning

Helping to Secure a Healthy Financial Future

At Commonwealth Financial Group, we are committed to empowering families and individuals with special needs through comprehensive financial planning and support. Explore our Ability Network, a resource connecting you with nonprofits dedicated to enhancing the lives of those with special needs, and discover how our advisors can help you secure a brighter financial future.

Our Unique Planning Process

We understand that balancing financial planning for every family member can feel overwhelming. That is why we approach Special Needs Financial Planning as a dynamic process – one that establishes a starting point to help you build a strong financial foundation for your family’s future.

We work with you to find a balance between your planning needs and those of your loved ones.

Financial Planning

Planning for yourself

Investments
Cash Management
Insurance
Retirement Planning
Estate Planning
College Planning
Tax Planning

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Special Needs Planning

Planning for your loved one

ABLE Accounts
Legal Planning
Special Needs Trust
Tax Deductions and Credits
Education
Medical Costs
Transportation
Housing
Social & Recreational Services
Care Management

Planning for More Than Money

We talk about the money but we know it takes more than money to plan for a full life for your child. It takes friendships, employment, housing, community, and connection.

That is why our experienced team specializes in coordinating community advocates, service providers, attorneys, asset protection, guardianship, and more. Additionally, our in-house specialists holding the Chartered Special Needs Consultant® (ChSNC®) designation have the expertise to ensure you receive tailored guidance for your unique situation.

Legal planning is done in conjunction with your own personal attorney for legal or tax counsel for advice on specific legal and tax matters. Neither MML Investors Services, LLC nor any of its subsidiaries, employees, or representatives are authorized to give legal or tax advice.