Find Your Advisor
Seeking the guidance of a trusted and qualified financial planner is among the most crucial financial decisions you can make. At Commonwealth Financial Group, our planners are committed to understanding your unique challenges and aspirations. Leveraging the firm’s dedicated support and resources and working collaboratively with your existing advisory team, our planners provide an integrated financial strategy to help maximize your financial options.
Jerry Molitor | Financial Advisor
Contact Information
Mobile. 617.322.0384 Office. 617.526.8259
jerrymolitor@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
Jerry began his career in the financial services industry in 2007 at National Financial Partners (NFP), where he spent more than a decade; most recently serving as Director of Executive Benefits. During his time at NFP, Jerry was a crucial resource to small and mid-sized companies, working closely with senior leadership to ensure those key to the organizations’ success had proper retirement and protection planning in place. Additionally, he would work with these groups to design and implement executive attraction and retention strategies tailored to fit each client’s unique culture and benefit philosophy.
Following his time at NFP, Jerry joined CFG Brokerage Network, the brokerage division of Commonwealth Financial Group (CFG). During his time at CFG Brokerage Network, Jerry worked closely with financial planners nationwide as a strategic partner offering advanced financial planning solutions. Then, in early 2019, Jerry decided to start his own planning practice with CFG, where he can better leverage his expertise and CFG’s resources to deliver industry-leading, comprehensive financial planning to his personal and corporate clients.
Jerry’s practice focuses on helping successful individuals and their families reach their maximum financial potential. This is accomplished by taking clients through a process that gives them control of their financial future, through sound, comprehensive, and ongoing financial planning. In addition to his work with individuals, Jerry continues to leverage his many years of experience in the Executive Benefits market to help organizations address retirement, protection, and retention planning needs within the C-suite.
Jerry has been a Member of the Million Dollar Round Table (MDRT) since 2020. MDRT is a global, independent association of the world’s leading life insurance and financial services professionals, and he also holds a Chartered Life Underwriter® (CLU®) designation; an indication of in-depth knowledge in the areas of life insurance law within the context of risk management, as well as the necessary knowledge to help clients address both estate and business planning needs. He is also a member of NAIFA Massachusetts.
Outside of work, Jerry stays very busy spending time with his wife Darcy and their four young children, where they live on the South Shore of Boston. When he does find some free time, Jerry enjoys catching up on local sports teams, playing golf, and doing anything near or on the water.
Villanova University, School of Commerce & Finance – B.S. Marketing – 2004
Chartered Life Underwriter (CLU®) – 2018
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C.J. Millett | Senior Partner
Contact Information
Mobile. 617.207.7620 Office. 617.526.9339
cjmillett@financialguide.com
www.commonwealthplanninggroup.com
280 Congress Street, Suite 1300
Boston, MA 02210
C.J. began his financial planning practice in 1986. He works primarily with business owners and professionals, helping them develop and implement wealth and risk management strategies to achieve their financial goals. His planning process enables his clients to gain control of their financial lives while minimizing the time they spend on it. A highly sought after speaker in the financial services industry C.J. has continued his education to stay abreast of industry innovations that allow him to bring up-to-date financial solutions to his clients. His numerous professional designations are testament to his ongoing commitment to always be there for his clients with the knowledge that makes a difference in their lives.
C.J. resides in Marblehead, Massachusetts with his wife Lissa and four boys. He enjoys spending time with his family, fishing, and staying fit. He is an active member of Holy Cross Alumni groups, a member of the Boston Yacht Club, and serves on the board for youth basketball and football in Marblehead.
Education:
B.A. in economics, The College of the Holy Cross
CERTIFIED FINANCIAL PLANNERTM (CFP®)
Accredited Estate Planner (AEP)
Chartered Financial Consultant (ChFC)
Chartered Life Underwriter (CLU)
Certified in Long Term Care (CLTC)
Certified Family Business Specialist (CFBS)
Affiliations:
Member, National Association of Estate Planners and Councils (NAEPC)
Member, National Association of Insurance and Financial Advisors (NAIFA)
Member, Financial Planning Association (FPA)
Member, Boston Estate Planning Council (BEPC)
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Pete Milillo | Financial Advisor
Contact Information
Mobile. 413.207.9726 Office. 603.471.4207
pmilillo@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
Peter Milillo joined Commonwealth Financial Group through the merger with MassMutual Northern New England in 2017, where he had been since April of 2014. Prior to working at MassMutual Peter ran a successful financial services practice at Northwestern Mutual for eight years.
Peter made the decision to move his practice to Commonwealth Financial Group because of the firm’s outlook on comprehensive financial planning. He was drawn to their open architecture platform and culture of holistic planning. Peter handles every client with a customized approach, implementing new strategies that put them on the path to financial confidence. His process allows them to see their financial situation through a different lens, and helps them to make impactful decisions for themselves and their family.
Peter graduated from the University of New Hampshire in 2006, with a degree in Finance. He maintains his Chartered Life Underwriter (CLU) and his Certified in Long-Term Care (CLTC) designations.
Peter currently resides in Bedford, New Hampshire with his wife Shannon and their two daughters Madelyn and Brooklyn. In his spare time Peter enjoys playing golf and traveling.
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Gregg Miles | Senior Partner
Contact Information
Mobile. 617.231.9541 Office. 617.526.9318
gmiles@crosscoastaladvisors.com
www.crosscoastaladvisors.com
280 Congress Street, Suite 1300
Boston, MA 02210
CFP®
Gregg began his career in the financial services business in 1999 at Pioneer Investment Management, before beginning a financial consulting practice in 2000 through 2005 with the Boston Group of the Northwestern Mutual Financial Network. Gregg then spent over 4 years (2005 - 2009) running a successful high-end financial advisory practice with Executive Compensation Group, which served as the Boston office for Charter Oak Insurance & Financial Services. After a successfully merging Executive Compensation Group with Commonwealth Financial Group in 2009, Gregg co-founded Miles Logue Financial Group in the spring of 2010, a practice he renamed Cross Coastal Advisors after his partner, Jim Logue, stepped down in 2014.Gregg has developed a team and process to successfully consult and advise high net-worth individuals, their families and their various advisory groups, regarding the use of insurance-based products as an option for generational asset transfers and estate planning strategies.Gregg's practice is diverse within its clientele, but has a large focus with executives and senior members within the private equity, venture capital, hedge fund, real estate, and business owner marketplaces, including current and former Fortune 500 executives and various prominent families throughout the country.Since entering the financial consulting/advisory business, Gregg has received numerous awards, both nationally and locally, as both a financial consultant and producer. His recognition and receipt of such awards stems from both his advanced knowledge and high quality of service that he provides to his clientele.Outside of work, Gregg stays active in the community by being involved with numerous charities and foundations, including The Boston Foundation, Good Sports, The Wounded Warrior Foundation and The United Way. Gregg and his wife Melissa currently reside in Boston, with their two sons Nolan and Keaton and daughter, Langley.Education: Cornell University - Bachelor of Science, Certified Financial Planner™ Professional (CFP® designation)Affiliations: Member, National Association of Insurance Financial Advisors Member, Boston Estate Planning Council (BEPC) Member, The Boston Foundation.
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Kerri Melley | Financial Planner
Contact Information
Mobile. 508.455.5085 Office. 774.420.2092
kmelley@financialguide.com
71 Elm Street, Suite 202
Worcester, MA 01609
MBA
Financial planning is an ever-evolving and complex process. Kerri has been recognized as an advisor who is dedicated to educating her clients on sound financial principles that help ensure their long-term financial success. Her approach to financial planning is to develop personal and lifelong relationships with her clients in order to understand their unique situations and goals. Clients appreciate her willingness to work collaboratively with their other professional advisors, including attorneys and CPAs, to manage the design and implementation of a clear, comprehensive plan for financial success.
Recognizing that today’s women face a unique set of challenges, Kerri is passionate about helping them grow and preserve their wealth, while building their confidence in planning and managing their financial lives.
Prior to her career in financial services, Kerri honed her strategic planning and relationship management skills as a development professional for the Boston Symphony Orchestra and the Eastman School of Music. She specialized in working with high-net-worth individuals interested in contributing to these institutions through endowments and legacy gifts.
Memberships and Involvements:
Women’s Initiative of the United Way of Central MA – Former Chair; Leadership Council member
MassMutual ProGrowth Advisory Board Member
Commonwealth Financial Group Women’s Network – Founding Member
Two-time recipient of the MassMutual Foundation Community Service Gold Award (2021 and 2018)
Bancroft School, Worcester, MA – Past President, Alumni Council; Class Agent
Education and Licenses:
Boston College – Master of Business Administration
Connecticut College – Bachelor of Arts, Psychology-based Human Resources
Bancroft School – Graduate
FINRA Series 7, 66, and Life, Accident and Health Insurance Licensed
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John McGourty, Jr. | Financial Planner
Contact Information
Mobile (call only). 508.963.2226
jmcgourty@financialguide.com
645 Chandler Street
Worcester, MA 01602
LUTCF®, CLTC, CFBS, CEPA
John McGourty joined Commonwealth Financial Group as an advisor in 2009. Since then, he has grown to specialize in helping to create security for families and business owners who desire the best of life in retirement. As a consumer of family and business financial services, he has experienced the critical value in working with professionals who provide holistic solutions.
Prior to CFG, John founded a hi-tech manufacturer’s rep firm, Micro Plus, Inc. from 1985-2008. John has his Life Underwriter Training Council Fellow (LUTCF), Certified Long Term Care (CLTC), Certified Family Business Specialist (CFBS), and Certified Exit Planning Advisor (CEPA) designations. He graduated with a degree in Economics from the College of the Holy Cross.
John currently lives in Westborough, MA with his wife and children where he is a member of WASA, enjoys playing hockey, walking their three dogs, and spending time with family.
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Daniel G. McCarthy | Financial Advisor
Contact Information
Mobile (call only). 339.225.0307
dgmccarthy@financialguide.com
2519 Topside Road, Unit C
Louisville, TN 37777
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Ross Mayer | Financial Advisor
Contact Information
Mobile. 617.229.6718 Office. 617.526.9376
rmayer@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
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Jim Masur | Senior Partner
Contact Information
617.274.8410
jmasur@crosscoastaladvisors.com
197 First Ave, Suite 250
Needham, MA 02494
MBA
Jim is a sought after financial advisor with noteworthy credentials. Jim has successfully parlayed his twenty years of experience as a CFO in the global asset management industry, most recently as CFO at Babson Capital, to serving as a personal CFO. Working with families and entrepreneurs of means, Jim helps his clients to create comprehensive, integrated approaches to managing their personal financial and business affairs.
Taking into account all aspects of his clients' and their loved ones' lives, Jim helps his clients balance short term savings and cash flow planning needs with the realization of long-term financial security and wealth accumulation and preservation objectives. He is laser focused on replacing the murkiness -sometimes fear and avoidance - and burden of the financial management process with a clear line of sight to the achievement of his clients' goals.
In his capacity as a personal CFO, Jim directs a team of internal and external subject matter expert colleagues who provide deep technical knowledge and customized analysis in the disciplines that are crucial to the development of robust, long-term financial roadmaps that respond to and support each client's unique circumstances.
Jim believes that "choice, not chance, determines one's destiny." He is dedicated to educating his clients about their choices and helping them to build, execute on and oversee, sound forward thinking financial and investment plans. His clients tell him that he helps them to see their financial and business affairs with purpose, clarity, a longer term view and from perspectives that they have not seen before.
Jim graduated from the University of Connecticut with a B.S. in Accounting and holds an MBA from Babson College. He holds several securities licenses which enable him to offer comprehensive, full service financial planning and investment advisory services. Jim is a former CPA and is licensed to offer Life, Accident and Health insurance.
Active in his community, Jim also serves on the Philanthropic Board of the Boston Medical Center. He resides in Needham, MA with his wife, Soni and their two daughters.
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Jeffrey Mayer | Partner
Contact Information
603.506.5082
jmayer@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
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Jason Luck | Financial Advisor
Contact Information 617.272.7025
jluck@financialguide.com
25 Recreation Park Drive, Suite 106
Hingham, MA 02043
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Jason joined Commonwealth Financial Group in September of 2013. Prior to joining CFG Jason worked at The Bulfinch Group and started his financial services career in 2005.
Jason feels that clients come to him because of his integrity and reputation, he has been successful in guiding both individuals and business owners through the financial planning process, listening to what is important in their lives, and delivering creative solutions.
Jason earned his B.S in Economics from Assumption College.
Jason is currently an active member of the South Shore Business Collaborative Group. He also volunteers once a month at the Milton, Hingham, and Hull Senior Centers. A native of Milton, MA, Jason still resides in South Shore MA with his wife Taylor and two children, Avery and Eddie. In his free time he enjoys golf, boating and skiing.
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Brian Luce | Investment Advisor Rep.
Contact Information
Mobile (call only). 603.520.8755
bluce@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
Brian joined CFG in August of 2013 after nearly 10 years at Bankers Life and Casualty. He specializes in income planning, Medicare, Long Term Care, and Social Security planning.
He graduated from Plymouth State University with a major in Accounting and a minor in Economics. He lives in Manchester, NH and enjoys golf, skiing, hiking the White Mountains, fishing, camping, and volunteering for Habitat for Humanity.
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Kenneth Lloyd, LUTCF, CLTC® | Financial Advisor
Contact Information
Mobile. 617.209.6826 Office. 617.479.0075
klloyd@financialguide.com
234 Copeland Street, Suite 225
Quincy, MA 02169
Since 1992, Ken Lloyd has served as a Senior Partner of Commonwealth Financial Group (CFG). Ken’s unique ability to transform many of his personal clients into friendships speaks to his personality; compassion and integrity. Ken ultimately forms a partnership with his clients, assumes the quarterback role with other key advisers, all with the common goal of successfully navigating families through their own financial, “life” journey to achieve their own dreams.
Ken performs fee-based, holistic financial, estate and retirement planning to the public. His process can help determine the most effective methods to accumulate assets, protect family and business interests, save for the high cost of educational needs, secure retirement income, replace lost income and reduce taxes. As a Certified Long-Term Care Specialist designee, Ken can provide strategies to protect family wealth and avoid the potential draining of assets if a devastating disability were to occur to a loved one.
Ken graduated cum laude with a B.S. in Business Management from the University of Massachusetts in 1980. He spent 13 years in the computer industry cultivating small business owners while helping them prosper. Ken transitioned careers to CFG and the financial services industry in 1992. His goal was to apply his unique skill set of organizational habits and his compassion for planning to have a positive impact on people’s lives while also building a respectable financial planning practice.
A testament to Ken’s ability to steward relationships is that many of these same business owners that he worked with in the computer industry became personal clients when he transitioned into his current profession. Ken’s familiarity with day-to-day operations with business owners allowed him to help them with their daily financial challenges and strategies alike. Examples of his expertise are in the areas of risk management strategies and the multiple areas of employee benefits. A core focus of Ken’s business expertise is the ever-changing 401(k) marketplace. Ken is an Accredited Investment Fiduciary (AIF) who understands the process of how to protect Trustees sponsoring Defined Contribution plans on behalf of their employees.
Utilizing a combination of professional planning and the right product blend, Ken Lloyd and the vast resources of Commonwealth Financial Group can help individuals, families and businesses now and into the future. Ken offers his service in a variety of flexible payment methods, which include: (l) Fee based for the analysis, (2) Commission only or (3) a blend of both.
An avid sports enthusiast and fan, Ken spends his time cycling, participating in community services and charitable events. He currently resides in Milton with his wife, Jeanne. Ken’s adult sons graduated The College of Holy Cross and attended both Union and Boston College. They are also employed in the Financial Services Industry.
James LeClair | Partner
Contact Information
Mobile (call only). 207.671.8766
jamesleclair@financialguide.com
107 Bath Road
Wiscasset, ME 04578
CLTC, CFBS
James joined Commonwealth through an acquisition of MassMutual Northern New England in 2017. James had been with MassMutual since 2012 and the financial services industry since 1992. His specialties include building protection and investment solutions for individuals and small businesses.
James thrives on solving puzzles. He looks at the financial situation of an individual or business as a puzzle. The analysis required to build and clearly explain the solution is what makes this business fun for him. Applying these skills in a competitive, goal oriented environment is what has allowed James to remain in this career for 25 years.
James graduated from Bowdoin College in 1992 with a major in Political Science and a minor in History. He currently lives in Wiscasset, Maine with his wife Susan. He enjoys traveling, kayaking, yardwork and golf.
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Timothy Libby | Partner & Financial Advisor
Contact Information
Mobile (call only). 781.910.3592
timothylibby@financialguide.com
25 Recreation Park Drive, Suite 106
Hingham, MA 02043
Tim joined Commonwealth Financial Group in April 2014 and is a Partner of the planning firm. Prior to joining CFG, he worked at Northwestern Mutual for 13 years.
Tim works primarily with wealthy individuals and families. He also has a strong background in working with executives and managers in the commercial construction industry. Tim considers all aspects of his clients and their loved ones' lives to provide comprehensive, integrated approaches to managing their personal finances. Tim takes a collaborative, team-based approach by working closely with other senior partners who specialize in planning and utilizing CFG’s resources, design team, in-house planning specialists, and cutting-edge technology. This holistic approach enables Tim to develop robust, long-term financial roadmaps that support each of his client's unique circumstances.
Tim currently resides in Scituate, MA with his wife, Patty, and their two dogs, Cody and Frankie. Shane and Erin, his two children, live and work in Boston. In Tim’s spare time, he enjoys playing golf, traveling, and spending quality time with his family.
Awards: MDRT 15 of the 22 years in the business, most recently in 2022
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Richard Leighton | Associate
Contact Information
Mobile (call only). 207.831.5255
rleighton@financialguide.com
9 Sylvan Drive
Falmouth, ME 04105
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Ryan Lambert | Financial Advisor
Contact Information
Office. 617.526.8202
ryanlambert2@financialguide.com
197 First Ave, Suite 250
Needham, MA 02494
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Paul Joyce | Partner
Contact Information
Mobile. 617.249.7415 Office. 617.327.6838
pjoyce@financialguide.com
147 Belgrade Ave
Roslindale, MA 02131
Paul Joyce joined Commonwealth Financial Group in January of 2006. Prior to joining CFG he worked at Prudential Financial from 1987-2006. Paul specializes in retirement planning/401k and 403b plans for businesses and non-profits and helping clients prepare for their retirement. He maintains his Chartered Financial Consultant and Life Underwriter Training Council Fellow designations.
Paul resides in Walpole, MA with his wife Gloria and their two daughters Meghan and Jessica. He is a member of B.A.A, Boston Athletic Association.
Paul offers total financial needs analysis through a network of experienced professionals with expertise in:
Advisory services
Retirement analysis and programs
Estate strategies
Employee benefit and retention services
Business continuation strategies
Trust services*
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Stephen Johnson | Partner & Financial Advisor
Contact Information
Mobile. 781.303.9712 Office. 617.526.9354
stevejohnson@financialguide.com
197 First Ave, Suite 250
Needham, MA 02494
CFP®, CLU®, CLTC
A partner at Commonwealth Financial Group, Steve has maintained an unparalleled enthusiasm and genuine passion for planning, investing and wealth accumulation for over a decade. Steve is a consummate professional who focuses on the individual needs of his clients. He excels in assisting clients bolster their financial standing by implementing sound and progressive investment strategies coupled with prudent risk management.
Steve graduated from Western New England University in 2005 with a BSBA in Finance. Immediately following graduation, he knew he wanted to start his own financial practice and help others achieve financial confidence. Steve quickly moved into leadership, holding management positions of College Unit Director, Field Director, and Managing Associate before becoming Partner. His district office doubled in production within his five years of joining.
Steve made the transition to Commonwealth Financial Group (CFG) in 2014 with a goal of expanding his practice further. He has since grown professionally to provide the specialized services of both special needs planning and business planning. Steve is an integral member of CFG’s SpecialCare Program and Business Planning Team. He is a firm believer that these demographics require the specialized skill set and training which he has obtained. Steve also maintains his insurance and securities licenses where he services his clients.
Steve currently resides in Mansfield, MA, with his daughter Madison. He enjoys playing in various basketball and volleyball leagues outside of work. Steve previously sat on the board of the Wellesley Charitable Group Foundation where they raised funds for the Make a Wish Foundation. Through his work with the CFG SpecialCare Program he is active in the community through volunteer work, education, and advocacy. He has served with organizations such as the Jewish Family & Children’s Service, Autism Alliance of MetroWest, and Special Olympics Massachusetts.
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Douglas Johnson | Financial Advisor
Contact Information
Mobile. 413.207.9524 Office. 603.471.4355
DouglasJJohnson@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
Everyone is unique and so are their financial goals. Financial security is often a major concern in our lives. Doug’s mission is to develop a long-standing relationship with you, your family and business through a discovery process that begins the moment you meet and continues throughout your lifetime. Through this process he will take the time to understand what is truly important to you and your specific needs and remain ready to adapt your plan through life’s many changes. His commitment to education will empower you with tailored financial solutions designed to protect what is important to you and your loved ones.
Doug graduated from Bryant University with a degree in Business Administration where he was also inducted into the Bryant Baseball Hall of Fame. He was drafted by the Colorado Rockies organization and played in the Minor Leagues for 5 seasons. After his baseball career, he pursued a career in banking and finance. Doug has been with Commonweath Financial Group since 2013.
He currently resides in Bedford, NH with his wife Kelley and their two sons, Tyler and Dylan. Doug enjoys traveling, sports and coaching baseball in his local community.
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