Find Your Advisor
Seeking the guidance of a trusted and qualified financial planner is among the most crucial financial decisions you can make. At Commonwealth Financial Group, our planners are committed to understanding your unique challenges and aspirations. Leveraging the firm’s dedicated support and resources and working collaboratively with your existing advisory team, our planners provide an integrated financial strategy to help maximize your financial options.
Michael Shaughnessy | Financial Advisor
Contact Information
Mobile. 603.945.1771 Office. 603.471.4311
mshaughnessy@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
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James Shaughnessy | Associate
Contact Information
Mobile. 603.634.8775 Office. 603.471.4305
jshaughnessy@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
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Edward Shaughnessy | Associate
Contact Information
Mobile. 603.691.2060 Office. 603.471.4308
eshaughnessy@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
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Kenneth Sharkey | Associate
Contact Information
Mobile. 603.825.6199 Office. 603.471.4331
ksharkey@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
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Bryce Schintzius | Financial Advisor
Contact Information
Mobile. 617.286.3965 Office. 617.526.8253
bschintzius@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
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Nicholas Sangermano | Senior Partner & Financial Advisor
Contact Information
Mobile. 413.216.2677 Office. 603.434.8877
nsangermano@financialguide.com
45 Stiles Road, Suite 102
Salem, NH 03079
Nicholas R. Sangermano is Senior Partner and Financial Advisor with Commonwealth Financial Group. With several years of experience in financial services, Nick takes pride in providing his clients with carefully crafted financial strategies tailored to their specific goals. His primary focus is on designing solutions for retirement planning for high net worth individuals, retirees, and pre-retirees.
Nick completed his BS in Business Management from Southern New Hampshire University as well as a certificate of advanced studies in Financial Planning from Merrimack College. Nick has been affiliated with some of the top organizations in the industry. He started his career in 2000 with Edward Jones as a registered representative. He then joined Digital Federal Credit Union as a financial advisor. In September of 2006 Nick built a successful practice as an Independent financial planner partnering with Commonwealth Financial Network and LPL Financial as the Broker/Dealer. During his time with LPL Financial, Nick partnered with the Private Advisor Group in Morristown, New Jersey.
Nick enjoys spending time with his wife and four children. He often can be found on the ball field coaching his three boys or attending his daughter’s dance recitals.
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Stephen Ross | Partner & Financial Advisor
Contact Information
Mobile. 617.272.7943 Office. 617.526.9314
sross@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
As a partner at Commonwealth Financial Group in Boston, Stephen J. offers financial, investment, and insurance planning services, working closely with individuals and business owners at various stages of their lives. And it starts with a plan. Whether investing for your own retirement or your children’s college education, evaluating your income needs in retirement and insuring against running out of money, or protecting your family’s or business’s future income and assets against unforeseen events, Stephen offers financial guidance that can help position his clients’ best to achieve their personal and/or business goals.
Key differentiators include:
A tailored planning process that he takes each client through;
Specific strategies and recommendations that are directly related to each personal or business goal;
A high level of service offered during the planning process, when implementing specific strategies, and on an ongoing basis answering questions and offering guidance throughout his clients’ financial lives.
Each client is faced with unique challenges at different times in their lives. With a sound financial plan in place – one that identifies key gaps and helps prioritize important goals – clients are equipped with a strategic roadmap that can help them overcome obstacles and lead them along a path toward achieving their goals.
Planning. Education. Guidance.
Stephen holds a Bachelor of Arts in Economics and earned his Master of Business Administration from F.W. Olin Graduate School of Business at Babson College.
Questions? Let’s Chat.
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Jared Rose | Financial Advisor
Contact Information
Mobile. 603.691.3168 Office. 603.589.4042
jaredrose@financialguide.com
20 Trafalgar Square, Suite 442
Nashua, NH 03063
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Richard Scott | Associate
Contact Information
Mobile (call only). 401.374.0972
rscott@financialguide.com
125 Metro Center Bldv, Suite 3000
Warwick, RI 02886
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James Raiola | Senior Partner
Contact Information
401-463-1345
jjraiola@financialguide.com
Warwick, RI Office
125 Metro Center Blvd, Suite 3000
Warwick, RI, 02886
CLU®, ChFC®, CFP®
James J. Raiola has been one of the most successful leading producers with MassMutual Financial Group for the past 30 years. Holding the professional designations of CLU, ChFC, and CFP, James Raiola provides a broad array of employee benefits consultative services as well as the design and implementation of specific financial strategies and selective products for businesses and their key management personnel. Mr. Raiola presently services over 1500 clients located throughout the country.
Due to the volume of business that his firm represents and his level of expertise, James also participates on the Advisory Boards of Blue Cross, Tufts, United Healthcare, and Delta Dental. He has also served on the Board of Directors for the Rhode Island Financial Planning Association.
Additionally, James has been a frequent guest commentator on the NBC TV 10 Morning Business Report and has been invited to participate on numerous occasions as a featured panelist to the annual Providence Business News Health Care Summit.
Questions? Let’s Chat.
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Edward Quinn | Senior Partner
Contact Information
Mobile. 401.264.8945 Office. 401.463.1363
equinn@financialguide.com
207 Quaker Lane, Suite 203
West Warwick, RI 02893
MBA
Ed joined Legacy Financial Group, now Commonwealth Financial Group, in September of 2009. He has been proudly working in the retirement planning and financial services industry for the past twenty years. Prior to joining Commonwealth, Ed was a trust officer at a large New England bank and a VP at Fidelity Investments. A passion for starting his own financial planning practice and a desire to join a firm that focuses on holistic planning has led him to where he is today.
Commonwealth Financial Group has enhanced Ed’s practice by allowing him access to an extensive team of financial professionals. He is able to consult with a case design team, business planning specialists, an attorney, and CPAs. This team-based approach results in a comprehensive strategy that is tailored specifically to each individual client.
Ed’s success can be attributed to his focus on a client-centered practice. He believes that his clients come first and that each one is completely unique and must be approached with customized solutions. He is passionate about educating his clients in the complex world of financial management and empowers them to make informed decisions.
After graduating from Fairfield University with a BS in Mathematics, Ed went on to earn his MBA from the University of Rhode Island with a concentration in Financial Management which he utilizes to assist businesses, retirees, and families. Ed lives in Cumberland, Rhode Island with his wife Melissa and their two children. He has coached his children’s hockey teams and helps sponsor their school and traveling sports teams. When not in the office you will find him spending time with his family and staying active through golf, skiing, and hockey.
Business Planning:
Business Protection
Succession Planning
Executive Compensation
Personal Planning:
Risk Management
Retirement Planning
Estate Planning
Education Funding
Wealth Management
Legacy Planning
Questions? Let’s Chat.
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Timothy Politis | Associate
Contact Information
Mobile. 802.210.1787 Office. 207.883.4496
tjpolitis@financialguide.com
1 Milliken Street, Suite 800
Scarborough, ME 04074
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Thomas Pignatiello | Associate
Contact Information
Mobile. 603.691.3769 Office. 603.362.8383
tpignatiello@financialguide.com
7 Main Street, P.O Box 207
Atkinson, NH 03811
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Sam Philbrook | Financial Advisor
Contact Information
Mobile. 617.315.2757 Office. 617.526.8269
sphilbrook@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
Managing Director
Sam graduated from Norwich University in May, 2013. While at Norwich, Sam was in the Corps of Cadets and was the captain of the baseball team in his Junior and Senior years. After Norwich, Sam was commissioned into the United States Army as an Infantry officer. Once his active duty time was complete, Sam transitioned to the Vermont Army National Guard and started a financial services career with Northwestern Mutual before quickly joining CFG in 2015.
Sam chose a career in the financial services industry for several reasons. One of the biggest influences in making this decision was the ability to own his practice and focus on having a positive impact on his friends, family, community as well as the clients he had yet to meet. Sam specializes in working with military and government personnel, as well as small business owners and medical professionals.
Currently, Sam resides on the Southcoast of Massachusetts with his wife, Sarah, and their three children, Abel, Grayson, and Emmy. Outside of CFG, Sam volunteers on the Norwich University Board of Alumni Association as well as a number of nonprofits in the Southcoast area. In his free time, Sam enjoys traveling with his family, golfing, playing baseball and football, as well as reading.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Brian O’Sullivan | Financial Advisor
Contact Information
Mobile. 617.207.6430 Office. 617.479.0075
bosullivan@financialguide.com
234 Copeland Street, Suite 225
Quincy, MA 02169
Partner | CFP®, ChFC®, CLU®
Brian joined Commonwealth Financial Group in October of 1994. Prior to working at CFG Brian worked at GTE Government Systems for nine years.
Brian is passionate about helping people solve problems and secure a plan for the future. His life experience, respect for others, and hard work has gotten him where he is today.
Brian maintains his Certified Financial Planner, Chartered Financial Consultant and Chartered Life Underwriter designations.
Brian attended Middlebury College and graduated in 1984 with bachelor’s degree in Mathematics and went on to receive his MBA at Babson College and graduated in 1995.
Brian resides in Marshfield, MA with his wife Susan and their children Brendan and Mary. In his free time Brian enjoys going to CrossFit and playing golf. He also serves on finance board of a local church and is currently Past President of the MassMutual Advisors Association.
Questions? Let’s Chat.
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Kathy O’Neill | Financial Advisor
Contact Information
Mobile. 508.252.0025 Office. 508.529.6203
kmoneill@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
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Troy Newman | Financial Advisor
Contact Information
617.362.4498
troy.newman@financialguide.com
233 Needham Street, Suite 450
Newton, MA 02464
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Mary Jane Mastrangelo | Associate
Contact Information
Mobile. 508.372.8868 Office. 508.563.9415
mmastrangelo@financialguide.com
601 Scraggy Neck Road, PO Box 41
Cataumet, MA 02534
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Joseph Altobello | Financial Advisor
Contact Information
Mobile. 603.255.5910 Office. 603.471.4342
jaltobello@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH 03110
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William Moody | Financial Planner
Contact Information
617.337.4642
wmoody@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
CFP®, CIMA®, CLU®
Bill has over 15 years of experience in the financial services industry. He began his career in 2005 as an Internal Wholesaler at John Hancock before moving to MetLife in 2010, where he worked as a Case Consultant in their Financial Planning Department. He continued his financial planning work when he made the move to MassMutual in 2016. During his time at MetLife and MassMutual, Bill was responsible for developing comprehensive financial plans for over 1,000 clients and their families.
He left MassMutual’s Financial Planning Department in 2018 to join Commonwealth Financial Group. He wanted to share his years of financial planning experience and expertise with his own clients. He has found the process of building relationships and helping his clients extremely rewarding. While Bill’s client base is diverse, he specializes in working with professionals in the life sciences, medical, technology, legal, and management consulting fields.
His practice is focused on fee based comprehensive financial planning. He takes the time to have an in depth understanding of everything going on in his clients’ financial lives. Through an ongoing planning process, he works with his clients to ensure financial decisions are being made to help put them on a path towards achieving their maximum financial potential.
Bill takes a client-centric and straightforward approach with his planning clients. He starts by organizing a client’s financial life to have a clear understanding of their cash flow, what they currently own, potential risks they are exposed to, and specific goals and objectives. He works closely with an internal team of investment, estate, and advanced planning specialists to develop a strategy tailored specifically towards his client’s unique goals and situation.
Bill is a graduate of The University of Vermont where he majored in Political Science. He is a CERTIFIED FINANCIAL PLANNER™ Professional, a Certified Investment Management Analyst® Professional, and a Chartered Life Underwriter® Professional. In addition, he holds a Life Insurance license, Accident & Health license, as well as FINRA Series 6, 7, 63, and 65 licenses. Bill resides in Winchester, MA with his wife Jenny and children Jane and Matt.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.